Chattel Mortgage
A new, smarter approach to vehicle financing. A solution that offers you the immediate use of a vehicle for your business. Ownership of the vehicle is yours from the beginning of the agreement

Operating Lease
Offers immediate use of the vehicle with no capital outlay. Most suitable product for your business if you need to turnover your fleet on a more regular basis. With an Operating Lease, there is no risk associated with ownership and no residual liability as you just hand back the vehicle at the end of the agreement.( subject to fair wear & tear guidelines).

Ford Solutions
A range of options are available covering Roadside Assistance, Extended New and Used vehicle Warranties and even Payment Protection Insurance.

Knox Ford offers a full range of competitive Ford Credit finance solutions that suit both private and business customers.

For a more in depth explanation or more information on which type of finance is right for you, please contact our Business Manager, Paul Bolton on 03 9758 1155 or via email, to discuss you individual needs.

Consumer Loan
Ford Credit's Consumer Loan product is a convenient and flexible way for you to obtain finance for the New or Used car of your choice. The vehicle is used as security for the loan, however you have ownership from the beginning of the contract. Upon the final payment you get clear title to the vehicle. A Consumer Loan is regulated under the terms of the Consumer Credit Code.

Finance Lease
Leasing is a rental agreement between you and Ford Credit where the rentals can be tailored to meet your individual needs. The residual value is set according to Australian tax life and depreciation guidelines. At the end of the lease agreement, you may, subject to our approval offer to purchase the vehicle for the residual amount. Finance Lease is for the business user.

Corporate Hire Purchase
With a Hire Purchase agreement with Ford Credit, payments can be tailored to meet business cashflow. You also have the option of purchasing the vehicle at any time during the life of the contract. This type of financing is traditionally for the business user and can be approved in the name of an individual or company.

Novated Lease
A three-way agreement between Ford Credit, you and your employer. You as the employee, have responsibility for the vehicle and your employer arranges for the monthly payments to be made out of you pre tax income. Can be portable should you change employers.